Is Cancer Insurance Worth It?

If you, your spouse, or your child were diagnosed with cancer, would your current health insurance plan cover all of the potentially astronomical costs that could be associated with its treatment? If not, would you or your loved ones be able to afford your portion of...

Do You Need Critical Illness Insurance?

You have probably never heard of critical illness insurance, a simple and fairly priced supplementary health coverage that may be a financial lifesaver in the event you are diagnosed with one of the “big three” — cancer, heart attack or stroke....

What’s The Value Of Accident Insurance

“They’re funny things, accidents. You never have them till you’re having them.” Eeyore’s advice notwithstanding, even seasoned brokers can differ about accident insurance. Some of the very debated subjects in the benefits company—particularly in the worksite...

Short Term Health Insurance PROS AND CONS

Open enrollment for 2017 finishes January 31 for those who purchase health plans from the private marketplace or health insurance exchanges. But if you didn’t act by the deadline, are you totally out of luck? Not necessarily. Should you have a brand new kid in the...

8 Ways To Opt Out Of Obamacare

With all the deadline to register for Obamacare gone and having come, many Americans decided to opt out for sidestepping the individual mandate ” of President Obama’s signature health care reform law, choosing instead to pay the $95 penalty. “People who would like to...

Health Insurance Between Jobs

You quit your work to take another, but you need to take a few weeks off in between jobs. Or maybe your new company has a waiting period until health coverage kicks in. Because the Affordable Care Act (ACA, aka Obamacare) requires you to have health insurance, you...