Alternative Healthcare | Health Insurance Alternatives

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Exempt Penalty

The options listed below are complex enough to avoid the ACA Tax Penalty as long as you enroll before Jan. 31st (the deadline).

Full-Year Coverage

Feel safe knowing the coverage below will last you until the end of the year without any changes in the policy, price, or plan.


The eligibility of to enroll in any type of plans listed spread wide and far, giving access to over %94 of Americans today.

Health Sharing Membership Program

Join an organization that facilitates the sharing of health care costs between individual members who have common ethical or religious beliefs in the United States.

Private Health Insurance Plans

Get highly customizeably plans for you and your family. Find the perfect network, perfect doctor, and perfect price for a plan tailored to your wants and needs.

Affordable Care Act Plans (Marketplace Plans)

Shop from the best plans on the Marketplace for individual and family by enrolling through our Top of The Line Quoting Platform. Our platorm shows you all the options built for you and your family’s needs.

Experience The Popular Health Sharing Options

Save BIG with Health Sharing Ministries and avoid the Tax Penalty



Get great primary coverage for you and your family for as low as $75 a month!


Better Support

Supporters of these plans take pride that their options are affordable, provide more choice, and are more personal as opposed to corporate.


No Hassle

Avoid the complicated Health Insurance Marketplace completely. With Health Sharing Options, the enrollment process is headache-free and hassle-free.

Find Out 8 Ways To Opt Out Of Obamacare

Many Americans have decided to “opt out” of President Obama’s signature health care reform law, choosing instead to pay the $695 penalty for sidestepping the individual mandate. Find out ways to still get coverage, and even avoid the penalty in some circumstances!